About Us

OUR CREDIT UNION HISTORY

The Santa Maria Associated Employees Federal Credit Union (SMAEFCU) was established in 1958. We are a not-for-profit financial institution that is federally insured (charter #12508) by the National Credit Union Administration (NCUA). Membership is available to employees of the City of Santa Maria and other associated agencies adopted by the SMAEFCU.

As of July 2023, we have a membership of 1,154 members with assets of 5 million and one branch location. We offer savings accounts and loans. 

Our loans include new & used on the following: 
*Automobile
*Motorcycle
*Utility Trailer
*RV
*Boat
*ATV
*Tractor 
We also offer personal signature (up to $10,000.00) and shared secure loans. 

The Santa Maria Associated Employees Federal Credit Union has 9 total volunteer members board of directors and supervisory committee, and they oversee the SMAEFCU operations and policies.

Share by: